JKB Financial Services Limited (JKBFSL) has officially announced the recruitment of three Associate Level-I positions for the year 2025. This comprehensive job opportunity is ideal for graduates seeking employment in the financial services sector. The recruitment process involves online applications, a written examination conducted by IBPS, and subsequent verification procedures. Interested candidates must ensure they meet the eligibility criteria and follow the prescribed application process before the deadline.
JKBFSL Associate Level-I 2025 – Complete Job Profile and Recruitment Details
Organization Overview
JKB Financial Services Limited (JKBFSL) is a prominent financial organization operating under the Government of India regulations. The organization is committed to selecting qualified individuals to contribute to its growth and service excellence.
Post Details
| Parameter | Details |
|---|---|
| Organization Name | JKB Financial Services Limited (JKBFSL) |
| Post Name | Associate Level-I |
| Total Vacancies | 03 Posts |
| Salary/Pay Scale | Rs. 21,380/- to Rs. 51,560/- (Details below) |
| Application Mode | Online |
| Official Website | www.jkbfsl.com |
| Application Start Date | 21 November 2025 |
| Application End Date | 05 December 2025 |
| Last Date for Fee Payment | 05 December 2025 |
| Examination Date | To be notified on official website |
| Admit Card Release Date | To be announced |
Salary Structure
The selected candidates will receive a fixed pay scale as follows:
| Pay Scale Components | Details |
|---|---|
| Initial Basic Pay | Rs. 21,380 |
| Increment Steps | Various increments including Rs. 1,070, Rs. 1,320, Rs. 1,870, Rs. 3,520, Rs. 2,140, etc. leading to a maximum of Rs. 51,560 |
| Total Salary Range | Rs. 21,380 to Rs. 51,560 after all increments |
Eligibility Criteria for JKBFSL Associate Level-I 2025
1. Educational Qualification
Candidates must possess a graduation degree in any discipline with a minimum of 50% marks. The degree must be obtained from a University recognized by the Government of India or an equivalent qualification approved by the Central Government. The candidate must provide a valid mark sheet or degree certificate reflecting their graduation status and marks obtained during the online registration process.
2. Age Limit
| Aspect | Details |
|---|---|
| Maximum Age | 30 years as of 01.01.2025 (born not earlier than 01.01.1995) |
| Minimum Age | Not specifically mentioned |
| Age Relaxation | As per applicable norms applicable to the candidate category |
3. Domicile and Nationality
Candidate must be a domicile of the Union Territory of Ladakh. At the time of joining, selected candidates will need to submit a Ladakh-UT domicile certificate issued by the appropriate authority. Additionally, applicants must fulfill the nationality requirements in line with the recruitment rules applicable to JKBFSL.
Selection Process
The selection process involves a two-step approach:
- Online Written Examination: Conducted by IBPS, Mumbai. The exam assesses reasoning, English language, quantitative aptitude, and general/financial awareness.
- Document Verification and Final Selection: Verifying eligibility, identity, and other requisite documents for final appointment.
Details of the Online Examination
| Test Name | No. of Questions | Maximum Marks | Time |
|---|---|---|---|
| Reasoning Ability & Computer Aptitude | 20 | 20 | 15 minutes |
| English Language | 20 | 20 | 15 minutes |
| Quantitative Aptitude | 20 | 20 | 15 minutes |
| General/Financial Awareness | 40 | 40 | 30 minutes |
| Total | 100 | 100 | 75 minutes |
Note: The exam will be conducted in English only. A penalty of 0.25 marks per wrong answer will be applied for incorrect responses.
Application Fee Structure
| Candidate Category | Fee (including GST) | Payment Mode |
|---|---|---|
| All Candidates | Rs. 1,000/- | Online via integrated payment gateway |
Bank transaction charges, if applicable, will be borne by the candidate.
How to Apply for JKBFSL Associate Level-I 2025
The application process is entirely online. Candidates must follow these steps:
- Visit the official website: www.jkbfsl.com
- Navigate to the “Careers” section and click on “Recruitment – Associate Level-I @ JKBFSL”.
- Click on “Click here for New Registration” and fill in your personal details such as Name, Contact Number, and Email ID. Upon completion, a Provisional Registration Number and Password will be generated.
- Save the registration credentials and confirm your email and SMS notifications.
- Fill in the detailed application form carefully, ensuring all personal and educational details match your certificates.
- Upload required documents in prescribed format: Photograph, Signature, Left Thumb Impression, and Handwritten Declaration.
- Preview the entire application form, verify details, and click “Final Submit”.
- Proceed to the “Payment” tab and pay the application fee online.
- Upon successful payment, print and save the e-Receipt and application form for future reference.
Important Dates
| Event | Date |
|---|---|
| Notification Release | 19 November 2025 |
| Start of Online Application | 21 November 2025 |
| Closing Date for Application Submission | 05 December 2025 |
| Last Date for Payment of Application Fee | 05 December 2025 |
| Exam Date | To be notified |
| Admit Card Release | To be announced |
Important Instructions
- Applicants are advised to apply well before the deadline to avoid last-minute technical issues.
- Submit only one valid application; multiple submissions will be considered invalid, with the latest submission being definitive.
- Candidates should retain a printout of the application and fee receipt for future reference and document verification.
- Admit cards must be downloaded from the official website once released, and candidates should carry valid photo ID proof to the examination center.
- Items like mobile phones, calculators, electronic gadgets, and books are strictly prohibited inside the examination hall.
- Any attempt to use unfair means or impersonation will lead to disqualification and legal proceedings.
Additional Information
The selected candidates will be placed on probation for an initial period of two years. This probation may be extended by an additional year based on performance evaluations. Candidates will be required to sign a bond of Rs. 1,00,000, agreeing to serve the organization for a minimum of five years. Breaching this bond by resignation before two years from the date of joining will result in legal and financial repercussions.
Related Documents and Further Reading
For detailed guidelines, eligibility criteria, and official notifications, candidates are encouraged to read the full application and recruitment notification available at the official website or download the [JKBFSL Associate Level-I Recruitment Notification (PDF)](https://www.jkbfsl.com/pdf/JKBFSL_Associate_Notification_2025.pdf) in a new tab.
JKBFSL Associate 2025 – FAQs
Q1: What is the start date to apply online for the JKBFSL Associate 2025?
Answer: The online application process begins on 21 November 2025.
Q2: What is the last date for submitting the online application?
Answer: The last date to submit the application is 05 December 2025.
Q3: What are the eligibility criteria for candidates applying?
Answer: Applicants must be graduates with at least 50% marks in any discipline from a recognized university.
Q4: What is the maximum age limit to apply?
Answer: The maximum age allowed is 30 years as of 01 January 2025.
Q5: How many vacancies are available in this recruitment?
Answer: There are a total of 03 vacancies for the year 2025.