This comprehensive job description provides all the essential details for candidates interested in applying for the recent recruitment by South Indian Bank. The bank has announced vacancies for key positions including Credit Analyst, Lead Analyst, and Technical Manager/Regional Technical Manager within their Risk Control Unit. If you meet the eligibility criteria and are eager to join one of India’s reputed banking institutions, this guide will assist you through the entire application and selection process.
South Indian Bank Recruitment 2026: An Overview
South Indian Bank, a prominent Indian banking institution, has issued an official notification for the recruitment of various posts for the year 2026. The positions encompass roles such as Credit Analyst, Lead Analyst, and Technical Manager/Regional Technical Manager, primarily within the Risk Control Unit. The detailed overview of the recruitment process is as follows:
| Advertisement Details | Information |
|---|---|
| Company Name | South Indian Bank |
| Post Names | Credit Analyst, Technical Manager / Regional Technical Manager, Lead Analyst – Risk Control Unit |
| Number of Posts | Not Specified |
| Salary | IBA approved scale of pay for Scale I/II Officers |
| Qualification | CA/CMA/MBA(Finance)/Graduate with certifications OR B.Arch/B.Tech(Civil)/B.E.(Civil) OR Graduate/PG in Forensic Sciences |
| Age Limit | Maximum 35 years (born on or after 01-01-1991) |
| Start Date for Application | 07-01-2026 |
| Last Date for Application | 17-01-2026 |
| Official Website | www.southindianbank.bank.in |
Vacancy Details and Eligibility Criteria
The recruitment involves three key positions with distinct qualification and experience requirements. Here are detailed eligibility criteria for each role:
1. Credit Analyst
Qualification:
- CA / CMA OR MBA (Finance) from a recognized university with a minimum of 50% marks.
- OR Graduation from a recognized university with a minimum of 50% marks.
Essential Qualifications:
- CAIIB (Candidates should hold the Certified Associate of Indian Institute of Bankers certification),
- Diploma in Retail Banking,
- Certificate Course of MSME,
- Certified Credit Professional.
Experience: Minimum 2 years as a credit analyst in a Bank, NBFC, or Rating Agency.
2. Technical Manager / Regional Technical Manager
Qualification:
- B.Arch/B.Tech (Civil)/B.E. (Civil) from a recognized university with at least 50% marks.
Experience: Minimum 2 years of experience as a credit technical manager in a Bank or NBFC.
3. Lead Analyst – Risk Control Unit
Qualification:
- Graduate or PG in Forensic Sciences from a recognized university with at least 50% marks.
Essential Qualifications:
- CFE (Certified Fraud Examiner),
- CFPS,
- ICA certification in crime prevention.
Experience: Minimum 2 years relevant experience in an RCU in Bank or NBFC.
Salary and Compensation
| Component | Details |
|---|---|
| Scale of Pay | IBA approved scale for Scale I/II Officers |
| Basic Components | Includes DA, HRA, Special Allowance, and other allowances |
| Performance Linked Incentive | As per the scheme in vogue for Scale I/II officers |
| Probation Period | 1 year, with confirmation based on satisfactory performance |
| Service Agreement | Nil; no binding service agreement period or amount |
Age Limit and Relaxation
The maximum age limit for applicants is 35 years as of 31-12-2025. Age relaxation of 5 years is available to SC/ST candidates in accordance with government norms.
Application Process
The application process is entirely online. Candidates must ensure they meet the eligibility criteria and have a valid email ID before applying. Here is a step-by-step guide to applying:
Steps to Apply Online
- Visit the official South Indian Bank recruitment portal: Apply Online
- Register with a valid email ID and contact number to generate your login credentials.
- Fill in all personal, educational, and experience details accurately.
- Upload a recent photograph (378 x 437 pixels, max 50 KB) and signature (140 x 110 pixels, max 50 KB).
- If applicable, upload your resume in PDF format (max 1 MB).
- Review all details before submitting the application form.
- Submit the application and note your Application Reference ID for future reference.
- After successful submission, you will receive a confirmation and login credentials via email.
Note: No physical copies of the application need to be sent; all communication will be via email.
Important Dates
| Event | Date |
|---|---|
| Online Application Start Date | 07-01-2026 |
| Online Application End Date | 17-01-2026 |
| Eligibility Verification Cut-off | 31-12-2025 |
Selection Process
The selection process comprises multiple stages to ensure the best candidates are chosen:
- Shortlisting based on eligibility and merit
- Preliminary screening
- Personal interview (for shortlisted candidates)
Important: Only shortlisted candidates will be invited for interviews. The bank reserves the right to modify the selection process based on application volume and other considerations. Final decision on eligibility and selection rests with South Indian Bank.
Additional Instructions and Guidelines
- Apply only through the official portal to avoid scams.
- Ensure all information and documents uploaded are valid and accurate.
- Maintain multiple copies of your photograph used in the application.
- Canvassing in any form will lead to disqualification.
- The candidate bears all costs associated with the examination/interview.
- Be prepared for verification of original documents, medical fitness, and background checks.
- Applicants willing to serve anywhere in India must explicitly indicate their preference during application.
- All updates, corrigenda, and notifications will be hosted on the bank’s official website.
- Call letters for interviews will be sent via email; physical copies are not issued.
Important Links
Conclusion
If you are eligible and interested in a career with South Indian Bank, ensure you prepare your documents and information carefully before filling out the application form. Keep track of the important dates and regularly check the official website for updates. This is a significant opportunity to join India’s banking sector and build a promising professional future.